Traveling smart can mean many things to many people-but it should mean acquiring international travel health insurance to everyone.
When you get ready for a vacation, business trip or educational journey abroad, you do what it takes to stay safe and secure both while in transit and once you?ve arrived; you pack the right clothes, bring the right paperwork, and plan the safest itineraries. But if you do all this without securing international travel health insurance, you are leaving a giant, expensive gap in your smart travel planning. You?ll see the full extent of this gap when you arrive home to costly medical bills after a simple case of food poisoning, a slip and fall, a car accident, or any other run-of-the-mill incident requiring medical attention while abroad.
Whether you have group or individual health insurance coverage in the states, the shelter from medical expenses provided by your policy does not cross the pond along with the rest of your luggage. Instead, domestic insurance coverage leaves gaping instances of financial exposure that could hurt your long- and short-term savings plans.
Travelling smart means more than just packing the right plug adapter, walking shoes and first aid supplies; it means you plan the trip in a way that minimizes the financial stress you are under after it is over. It also means that you ensure you and your travel companions have access to healthcare and medical services that are relevant to the activities and location of your trip. In short, traveling smart means you plan to take out an international travel health insurance policy before you leave.
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